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  • All
  • Rustic house
    • House with land
    • Rustic property
    • Rural house
    • Village house
    • Stone house
    • Farmhouse
  • House/Chalet
    • Terraced house
    • House
  • Building
    • Building
    • Hostel
  • Garage
    • Parking
  • Premises or Warehouse
    • Business Premise
    • Warehouse
  • Office
    • Office
  • Apartment
    • Flat
    • Triplex
    • Apartment
    • Duplex
  • Land
    • Building Site
    • Rural Land
    • Urban Plot of land
    • Plot of land
    • Barn

Terraced house Isona i Conca Della

66.490 €
  • Reference
    duplexaisona
  • Bedrooms
    2
  • Bathrooms
    2
  • Surface
    65 mts
News
Rent with option to buy
 03

  MAY

Rent with option to buy

Are you interested in buying your first home, but don't want to get started and don't know if you have enough people to eat or if you want to commit to a specific place? Surely more than once you've been stuck in a house with an option to buy and you've wondered what benefits you have and how you can take advantage of them. I'll explain it all to you below.


First of all, what is a rent to own contract?

The rent to own contract is a double or mixed contract. That is to say, it includes a rental contract and a purchase contract. In this way, the tenant can reside in the property for a certain period and, after this period, he/she will decide whether he/she wants to buy or not, and the dates paid will be totally or partially decompensated in addition to the down payment or deposit that is always requested.

The rent will be regulated by the LAU (Ley de Arrendamientos Urbanos) and the purchase contract will be regulated by the Civil Code.


Now, why and why can this type of contract be of interest?

The most common situation in which a person may find rent to buy attractive is when he/she wants to buy a property in instalments, but is not sure if he/she wants to commit 100% or does not have sufficient financing to be able to make the purchase.

Bearing in mind that financial institutions value having a previ stalvi of 20% of the value of the mortgage (as a general rule), plus more than 5-10% to be paid in taxes, this would be the perfect alternative to be able to reach the desired amount.



What is the benefit?

Pots estalviar durant el temps que dura el contracte de lloguer.

Having a loan contract with option to buy facilitates the liquidation of the mortgage, since for the banks it is a positive thing to know about the person knowing that they have already paid a part of the house in advance.

No descapitalitzacions des de l'inici, ajudant a la teva pròpia economia i flux de caixa mensual. The people who invest in the lloguer do not lose out, but are invested in the purchase price.

Asegúrate un pact pre-tancat amb l'propietari i no pot pujar el preu del preu de la finca si es revaloritza el immoble durant la vigència de la teva contracta.

As it is regulated by the LAU, all rights as a tenant and includes the possibility to ask for rental subsidies.

You can negotiate not to pay taxes or other expenses related to the ownership of the property, such as IBI or rubble heaps, during the term of the lease.


What are the challenges?

Sometimes a contractually agreed amount of the purchase value of the property, which is still 5-20% of the total price, must be paid in advance. This import will be lost if the property is not finally purchased.


Contact us for more information:
info@ondahousing.net
(+34) 973 087 729 
ondahousing.net

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ONDAhousing PMS S.L.- B25857855
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+34 973087729

Responsable: Rael Saez

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ONDAhousing PMS S.L. obtains from various forms of the website personal data and information of users in order to store and / or use them in relation to this user.
data provided by users will be incorporated into an automated file owned by the corresponding company.

ONDAhousing PMS S.L. undertakes to process the personal data of users in accordance with the provisions of the applicable regulations and, in particular, to process
confidentially the personal data of the user to which he has access as a result of his navigation on the website.

With regard to the aforementioned data, you may exercise your rights of access, rectification and cancellation in the terms established in the organic law by means 
of a communication addressed to:
ONDAhousing PMS S.L.- B25857855
Av / Espanya 5, 25620 Tremp, Pallars Jussà (Lleida)
info@ondahousing.com
+34 973087729

Responsable: Rael Saez

Finalidad: To handle information requests through the website, aiming to offer real estate professional services and to give information about what’s requested.

Legitimación: The legitimacy is based on the consent you gave us when clicking the button “I accept the data protection policy”.

Destinatarios: Your data won’t be transferred to anyone, if not for legal obligation.

Derechos: You may use your right to access, modify, suppress, oppose, transfer or withdraw your consent on your personal data through the email info@ondahousing.com

ONDAhousing PMS S.L. obtains from various forms of the website personal data and information of users in order to store and / or use them in relation to this user.
data provided by users will be incorporated into an automated file owned by the corresponding company.

ONDAhousing PMS S.L. undertakes to process the personal data of users in accordance with the provisions of the applicable regulations and, in particular, to process
confidentially the personal data of the user to which he has access as a result of his navigation on the website.

With regard to the aforementioned data, you may exercise your rights of access, rectification and cancellation in the terms established in the organic law by means 
of a communication addressed to:
ONDAhousing PMS S.L.- B25857855
Av / Espanya 5, 25620 Tremp, Pallars Jussà (Lleida)
info@ondahousing.com
+34 973087729

Responsable: Rael Saez

Finalidad: To handle information requests through the website, aiming to offer real estate professional services and to give information about what’s requested.

Legitimación: The legitimacy is based on the consent you gave us when clicking the button “I accept the data protection policy”.

Destinatarios: Your data won’t be transferred to anyone, if not for legal obligation.

Derechos: You may use your right to access, modify, suppress, oppose, transfer or withdraw your consent on your personal data through the email info@ondahousing.com

ONDAhousing PMS S.L. obtains from various forms of the website personal data and information of users in order to store and / or use them in relation to this user.
data provided by users will be incorporated into an automated file owned by the corresponding company.

ONDAhousing PMS S.L. undertakes to process the personal data of users in accordance with the provisions of the applicable regulations and, in particular, to process
confidentially the personal data of the user to which he has access as a result of his navigation on the website.

With regard to the aforementioned data, you may exercise your rights of access, rectification and cancellation in the terms established in the organic law by means 
of a communication addressed to:
ONDAhousing PMS S.L.- B25857855
Av / Espanya 5, 25620 Tremp, Pallars Jussà (Lleida)
info@ondahousing.com
+34 973087729
In compliance with article 10 of Law 34/2002, of 11 July, on Information Society Services and Electronic Commerce (LSSICE), 
the company's identifying data are set out below:

ONDAhousing PMS S.L. - B25857855
Av / Espanya 5, 25620 Tremp, Pallars Jussà (Lleida)
info@ondahousing.com
+34 973987729