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All
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3. Rustic house
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Village house
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Stone house
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Farmhouse
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House with land
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Rustic property
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Rural house
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Country House
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2. House/Chalet
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House
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Single family house
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Terraced house
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8. Garage
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Parking
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4. Premises or Warehouse
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Warehouse
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Industrial Unit
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Business
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Business Premise
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1. Apartment
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Duplex Penthouse
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Apartment
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Penthouse
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Duplex
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Flat
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Triplex
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6. Land
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Plot of land
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Barn
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Building Site
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Urban Plot of land
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Recommended
Plot of land - La Torre de Cabdella (Capdella)
House - Gavet de la Conca
Flat - Vallfogona de Balaguer (Vallfogona)
Country House - Balaguer (Rodalies de balaguer)
Duplex - Menarguens (Menàrguens)
Flat - Vallfogona de Balaguer (Vallfogona)
Flat - Senterada
Duplex - Soriguera (Baro)
Duplex - Soriguera (Baro)
House - Conca de Dalt (Claverol)
Triplex - Oliana (Centro)
Farmhouse - Artesa de Segre (Montargull)
Duplex - Espot
Farmhouse - Senterada
Terraced house - Sort (Estac)
Penthouse - Sort (Riu)
Rural house - Rialp (Roní)
Business Premise - Tremp
Farmhouse - Gavet de la Conca
House - Isona i Conca Della (Bisacrri)
House with land - Tremp
House - La Torre de Cabdella (Pirineos)
Apartment - La Pobla de Segur
Flat - Balaguer (Centro)
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News
2023-05-03
Are you interested in buying your first home, but don't want to get started and don't know if you have enough people to eat or if you want to commit to a specific place? Surely more than once you've been stuck in a house with an option to buy and you've wondered what benefits you have and how you can take advantage of them. I'll explain it all to you below.
First of all, what is a rent to own contract?
The rent to own contract is a double or mixed contract. That is to say, it includes a rental contract and a purchase contract. In this way, the tenant can reside in the property for a certain period and, after this period, he/she will decide whether he/she wants to buy or not, and the dates paid will be totally or partially decompensated in addition to the down payment or deposit that is always requested.
The rent will be regulated by the LAU (Ley de Arrendamientos Urbanos) and the purchase contract will be regulated by the Civil Code.
Now, why and why can this type of contract be of interest?
The most common situation in which a person may find rent to buy attractive is when he/she wants to buy a property in instalments, but is not sure if he/she wants to commit 100% or does not have sufficient financing to be able to make the purchase.
Bearing in mind that financial institutions value having a previ stalvi of 20% of the value of the mortgage (as a general rule), plus more than 5-10% to be paid in taxes, this would be the perfect alternative to be able to reach the desired amount.
What is the benefit?
Pots estalviar durant el temps que dura el contracte de lloguer.
Having a loan contract with option to buy facilitates the liquidation of the mortgage, since for the banks it is a positive thing to know about the person knowing that they have already paid a part of the house in advance.
No descapitalitzacions des de l'inici, ajudant a la teva pròpia economia i flux de caixa mensual. The people who invest in the lloguer do not lose out, but are invested in the purchase price.
Asegúrate un pact pre-tancat amb l'propietari i no pot pujar el preu del preu de la finca si es revaloritza el immoble durant la vigència de la teva contracta.
As it is regulated by the LAU, all rights as a tenant and includes the possibility to ask for rental subsidies.
You can negotiate not to pay taxes or other expenses related to the ownership of the property, such as IBI or rubble heaps, during the term of the lease.
What are the challenges?
Sometimes a contractually agreed amount of the purchase value of the property, which is still 5-20% of the total price, must be paid in advance. This import will be lost if the property is not finally purchased.
Contact us for more information:
info@ondahousing.net
(+34) 973 087 729
ondahousing.net
Read more...
2023-05-03
We live in a world of constant movement and change, and one of the most critical concerns of our society is access to housing. According to various studies over the last few years, bearing in mind that we have gone through a global pandemic, it is considered increasingly difficult for young Spaniards to emancipate themselves in the country's rental market. The offers are very rigid and with little room for negotiation.
That is why we want to ask you that, if you have a flat that you do not use, you consider the option of renting it out and facilitating access to housing for many young people who want to become independent.
You can count on us to help you filter candidates, study the feasibility of the procedure, check that all requirements are met, and carry out the management in the shortest possible time.
An unused house does not generate any income or productivity, so below we explain some of the advantages of renting it out:
1. Financial help to cover community expenses, IBI, other supplies or home insurance.
2. Functionality is given to the living space and, therefore, it will have constant maintenance by the tenants, in order to ensure proper functioning over the years.
3. You prevent your flat from being in danger of being occupied. It is a very long and very thorough process to get your flat back if it has been occupied, so renting it can save you a lot of trouble.
What do you think?
Contact us for more information:
info@ondahousing.net
(+34) 973 087 729
ondahousing.net
Read more...
2023-02-02
Above all, an exclusivity contract means that, while the sale of your property is in our hands, you will not be able to sell it by any other means.
This may seem like it only brings benefits to the real estate company, but what advantages does it bring to you?
1. The time to make the sale is reduced. Real estate agents move much faster, investing all their efforts in selling your property.
2. Improves the sale price. The agency wants to get the best price for you, since it is reflected in their commissions. In addition, they will not compete with the rest of the agencies when it comes to making offers. However, the agency will increase the possibility of sale by collaborating with other marketers, but this will not affect your sale price, only their commissions.
3. Greater transparency towards the buyer. As there is only one price on the market, there will be no controversy about the sale price.
4. Increases the safety of the operation. The real estate company will make sure that the house is in the best conditions to be able to sell and promote it in the best possible way, taking into account the legal aspects and/or mortgage charges that it may have.
5. The agency advises you and offers you the set-up of your property, also known as home staging. In this way, it is visually more attractive to potential buyers.
6. Deals only with an interlocutor and negotiator. You or your agent will know all aspects of the home and know where to focus the buyer's attention.
In short, giving the exclusive to your real estate agency is a gain, since you gain peace of mind and improve the sale price. The agency will put all its efforts into studying the market, improving its ads with the best technology and advertising, and getting the best possible deal.
Working with several real estate agents at the same time does not necessarily translate into more visits, since in many cases, it is the same clients who are interested in your property and compare the offers of the different real estate agents. Therefore, the same visit can result in negotiations on the price and you end up obtaining the cheapest deal for the buyer, but the least beneficial one for you.
Contact us for more information:
info@ondahousing.net
(+34) 973 087 729 / 873 991 987
ondahousing.net
Read more...
2022-07-20
Currently, there are many people affected by mortgages who find it impossible to prosper or get rid of it, finding themselves in a spiral of
debts impossible to pay with all that it entails (mortgage debts, credit, utility bills, mini-credits, expenses community, etc.).
If this is your case, congratulations!
Yes, congratulations because you have a great chance of accessing the second chance law.
Imagine that from one day to the next you can start your life again without any debt and ready to create a new future for you and your family.
ONDAhousing PMS SL is here to help you get rid of all credits safely, legally and truthfully. You just have to meet 3 requirements:
-Owing less than 5 million euros
-Not having been convicted by a final sentence for socioeconomic crimes in the last 10 years.
-They have not been declared bankrupt, nor have they reached or are negotiating a refinancing agreement or an out-of-court payment
agreement with their creditors in the last 5 years.
Come to our office and get your BEPI (benefit of the exoneration of unsatisfied liabilities) and live again!
More information in our offices or at immo@ondahousing.com
Read more...
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